Property Owners Insurance

We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best property owners insurance quote.

Schedule a callback Request a quote

Property Owners Insurance

We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best property owners insurance quote.

Schedule a callback Request a quote

Property Owners Insurance

Commercial property insurance safeguards your buildings, stock, materials, tools, fixtures and fittings in the event of a major loss, such as a fire, flood, storm or other event covered by your insurer.

Building type, age, construction and purpose can vary significantly from one to the next so it is important your commercial property insurance policy is tailored to cater for the needs and specifications of your property. Whether you own a large, listed or heritage building, a workshop or factory, Sheridan Insurances can provide you with expert insight and advice alongside competitive premiums and a policy that is suited to your individual needs.

You also have the option to add business interruption insurance which can help to cover lost income if your business is affected by an insured event such as a fire, storm or flood. Business interruption insurance gives you confidence that if your business experiences a major loss, that you can get back on your feet faster. Employment Practices Liability and Public Liability cover can also be included in your policy.

Commercial property insurance can include cover for:

  • fire, flood and explosions
  • theft and vandalism
  • subsidence
  • escape of water
  • replacement for locks and lost keys
  • accidental and malicious damage.

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Request a Quote

Speed up your quotation by filling in our online property owners insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.

Online property owners insurance questionnaire

Other types of property owners insurance we offer…

Landlord Insurance

If you own a property that you rent out to someone else, Landlord Insurance can give you peace of mind with cover for the building and fit out, as well as cover for your rental income and liability. There are also options to cover lost rent, periods of non-occupancy and accidental damage.

While landlord insurance isn’t mandatory in Ireland, it does protect you in the event something goes wrong with your property. Without it, you could face the cost of reinstating your building, regardless of whether the loss was caused by an accidental or deliberate act, or a force of mother nature.

Typically, landlord insurance provides cover for:

  • fire, flooding and explosions
  • theft and vandalism
  • subsidence
  • escape of water
  • replacement for locks and lost keys
  • accidental and malicious damage
  • alternative accommodation
Schedule A Call
Request A Quote

Meet the team

Benny Sheridan

Director

Miriam Sheridan

Director

Siobhan McPhillips

Insurance Broker

Your benefits…

Property owners insurance from Sheridan Insurances comes with a variety of benefits such as:

Access to up to 20 difference insurance providers for the best insurance policy to meet your needs
Expert lease examination and advice
Considerable savings where a bundled business package costs less than the total cost of all the individual covers
Flexibility for all business sizes, small, medium and large
Tailored and uniquely customised policies with the most suitable products from different insurance providers bundled together in one package
Our in-depth understanding of policy terms to help you navigate the small print
Significant reduction in financial risk to protect the viability of your business

Property Owners Insurance FAQs

We want to make sure you know exactly what property owners insurance from Sheridan Insurances protects you for.
Take a look at our FAQs or talk to one of our brokers.

Did you know?
  • That most lease agreements contain an insurance clause, that sets out the responsibilities regarding insurance for both the landlord and tenant. The lease agreement will be required in the event of a claim.
  • Many property insurance providers offer comprehensive, business insurance packages – it’s never been easier to cover your commercial property’s entire contents, including materials, tools and other operational equipment.
Is it important to read the small print on my insurance policy?
It is one of the most important things you can do when you take out an insurance policy. Every property is different and the wide range of property insurance options available reflect the unique nature of each individual property.
What does landlord insurance include?

Your Sheridan Insurances broker will discuss your property and the type protection you need, such as cover for: 

  • building/s and its fixtures and fittings such as bathrooms and kitchens
  • any contents such as furniture, curtains and carpet that you supply in the property
  • lost rent if the building is unable to be occupied due to damage from an insured peril
  • an injury or illness suffered by a third party as a result of an incident at your property that could be your fault
  • property that is unoccupied due to reduced demand or the time spent waiting for new tenants to occupy the building.
How much is landlord insurance?

Like commercial property insurance, landlord insurance is not one-size-fits-all. The cost will be determined by a number of factors such as

  • the age, size and construction of your property and its own unique risk profile
  • the location of your property and what risks it faces based on where it is located
  • who your tenants are and the type of business they are in
  • whether you have made any previous claims on your landlord insurance.
Visit Our insurance knowledge base

How to talk to us…

Request A Call Back
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We are here to help…

Latest news

What our customers say...

Dermot B.
Dermot B.
1685004982
We have worked with the Team at Sheridan Insurances for the past number of years on our Groups employees Health Insurance Scheme.Noeleen & her colleagues have provided a brilliant service giving clear and concise advice on a timely basis both to the company and on any employee queries that have arisen.
Mary S.
Mary S.
1684961878
Stephen helped me out with my first car insurance policy. He was great, made the process very easy, got me a good deal and was super friendly!
Margaret McKeon B.
Margaret McKeon B.
1684852249
Fabulous service from Siobhan and the team in Sheridan Insurances. I am a client for a number of years and the services is always the same - perfect. A customer focused team.
Jean A.
Jean A.
1681485547
Excellent support, guidance and advice from the QFA, Audrey Jameson
Helen C.
Helen C.
1676397557
Thank you, Miriam, at Sheridan Insurance.  Being able to discuss my home insurance needs as an Holistic Therapist was so stress free and easy with you. Your attention to detail and professional way made the whole process so smooth.  Thank you for the human touch also, in taking the time to walk me through my policy.   Highly recommending your services and supporting your local business in Navan. Co Meath. Thank you, Miriam Sheridan and Sheridan Insurance. Helen Colgan
Richard L.
Richard L.
1675978984
Lifesavers – With 110% professionalism at all times, we were provided with much needed support and guidance under difficult circumstances, with a very tight deadline. Without the team in Sheridan Insurance’s diligence and effort, going the extra mile on more than one occasion, we can honestly say we wouldn’t have the secure future we can now look forward to. We would recommend Sheridan Insuances to anyone looking for any type of insurance. Hands down the best decision you'll make! Thank you Audrey, Brian and Niall. Richard & Maria Leonard
Fergal S.
Fergal S.
1666552611
An absolute pleasure to deal with, there is great communicators in Sheridan insurance, Brian Flanagan is an absolute gentleman. Will definitely be in contact with Sheridan insurance in the near future.
Pauline B.
Pauline B.
1654720862
Highly recommend this insurance company they have gone above and beyond to help me get my business insurance and at a great price.The staff couldn't have been any more helpful to me.Give them a call you wont be disappointed
Andrew S.
Andrew S.
1652453394
I used Sheridan Insurances in Cavan today and the service was absolutely first class. They were helpful, knowledgeable, professional and polite. I can highly recommend Sheridan Insurances.
Mary R.
Mary R.
1642105907
Well mannered and attended toWith ease and business done ..quickly
Eugene T.
Eugene T.
1536342515
Great gang in sheridans insurance very easy to deal with.. especially Tommy Brady top man when you need one..
Pip A.
Pip A.
1506949475
My name is Philip Sheridan Sides.I was buying a van on done deal when I saw the advert for Sheridan insurance. The playright Richard Brinsley Sheridan was one of my ancestors and that is where the Sheridan in my full name as we had the same name. \I rang the office for a quote and was put through to broker Kelly Crowe. My first premium was high as I had been with Dolman Insurance who specialise in Camper vans and my no claims on the camper van was not able to transfer. This is something I believe the insurance industry should change as it is unfair on camper van drivers who like myself at the tie use the vehicle as their only method of transport.This was seven years ago. I am a very busy free lance photographer, musician and I run an NGO called Whistles for Refugees.The NGO collects unwanted tents and sleeping bags at festivals, thus saving them from landfill thus turning this landfill into aid for the most vulnerable people on this planet fleeing the horrors of ISIS. Whistles for Refugees also brings whistles out to refugee camps, music is healing and the Irish tin whistle gives the opportunity for the refugees to learn and play Irish music with an instrument that is light portable, inexpensive to buy and relatively easy to learn.Sheridan Insurance are currently researching for an underwriter to provide public liability insurance for our NGO so that our volunteers are covered should they get pricked by a needle while cleaning out tents at festivals or any other risk involved in our work.Broker Kelly Crowe has been amazing at her job. From the very beginning Kelly was able to organise a quote, with my line of work and my bad luck with vehicles I am often having to rent replacement cars to make sure I get to my commissions safely and punctually. I am never 5 mins from getting my insurance transferred to keep my rental costs lower. I needed a copy of my no claims bonus to get insured on my partners camper van and this was emailed to me within 5 mins of my request, even though this was with a different firm!I also run a tour business bringing clients on adventures with sea kayaking and photography. Once again my broker was able to produce a policy that was affordable and organised with minimal fuss in minimal time.For quality, price and especially (what I believe is the most important in business) service, Sheridan insurance is second to none.I could not recommend Sheridan Insurance and my broker Kelly Crowe enough.
JP M.
JP M.
1495832320
We all hate shopping for insurance but the brokers at Sheridans do all the legwork for you and find the best deal and the cover you actually need - plus they are easy to deal with. You get assigned a broker and you can actually speak to a real human being. Great idea.
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