Product Liability Insurance

We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best product liability insurance quote.

Schedule a callback Request a quote

Product Liability Insurance

We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best product liability insurance quote.

Schedule a callback Request a quote

Product Liability Insurance

Product liability insurance is designed to indemnify the manufacturer or producer of a product for costs and losses incurred in the event of one of their products being defective or causing a loss to the purchaser.

Compensation could be awarded to anyone who has fallen ill, been injured or experienced property damage as a result of a product that is designed, manufactured and/or sold (or given free) by your business. You may also be liable for compensation if your business name is featured on the product, if you are involved in changing or repairing a product, or if you imported the product from outside the EU, and if you don’t know who the manufacturer was, or if they are no longer in business.

For example, a farmer supplies milk to a creamery and the milk is contaminated causing a loss to the creamery. A claim would be made against the farmer for supplying a defective product, normally this would be covered under the farmers product liability section of the policy.

Product Liability insurance isn’t mandatory in Ireland, however if a claim is taken against you and you do not have cover, you may be held personally liable.

Product Liability insurance gives you the confidence to get on with your business knowing your financial risk is reduced in the event something goes wrong.

Product Liability insurance is designed to cover:

injuries or illness triggered by your product
property damage or loss as a result of your product
other events caused by a fault in your product that your quality system was unable to identify.

Your policy will not provide cover for product faults that are a result of poor workmanship or any financial losses experienced as a result of your product.

Customer Support

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Claims Contact

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Contacts

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Emergency Numbers

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Request a Quote

Speed up your quotation by filling in our online product liability insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.

Online product liability insurance questionnaire

Meet the team

Benny Sheridan

Director

Miriam Sheridan

Director

Siobhan McPhillips

Insurance Broker

Your benefits…

Product liability insurance from Sheridan Insurances comes with a variety of benefits such as:

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Insurance policies tailored to the needs of your business

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Broker understanding and in-depth market insight

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Flexibility for all business sizes, small, medium and large

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The confidence to get on with developing your business

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Experienced brokers who will research the market on your behalf

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Reduced financial risk and exposure

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Essential protection against the unexpected

Product Liability Insurance FAQs

We want to make sure you know exactly what product liability insurance from Sheridan Insurances protects you for.
Take a look at our FAQs or talk to one of our brokers.

Top Tip: Prepare for your policy application

As with most business insurance, details of your claims experience will be requested by your insurance provider. Check to see if you have this on file and if not, request it from your existing insurer.

Did you know?

Compensation claims could be made up to 19 years after an event that caused grounds for a claim on your policy. For example, a one year old that is impacted by a defective product may have the right to make a claim on reaching the age of 19.

Is Product Liability insurance compulsory in Ireland?

Product Liability insurance is not compulsory in Ireland however keep in mind that if someone makes a claim and you do not have cover, that you may be held personally liable. In Northern Ireland and the UK however, Product Liability insurance is mandatory for businesses.

I didn’t manufacture the product, am I covered?

You should be covered if you can provide evidence that the product was faulty when you received it from the manufacturer, that you communicated sufficient safety information to your customers and details about how to return faulty products to the manufacturer, and that you can also demonstrate the efficacy of your own quality control systems.

How can I obtain a quote for Product Liability Insurance? 

Contact a member of our team to discuss your needs and we will research the market to provide a suitable policy and quotation for your business.

Visit Our insurance knowledge base

How to talk to us…

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What our customers say...

Dermot B.

1685004982

We have worked with the Team at Sheridan Insurances for the past number of years on our Groups employees Health Insurance Scheme.Noeleen & her colleagues have provided a brilliant service giving clear and concise advice on a timely basis both to the company and on any employee queries that have arisen.

Mary S.

1684961878

Stephen helped me out with my first car insurance policy. He was great, made the process very easy, got me a good deal and was super friendly!

Margaret McKeon B.

1684852249

Fabulous service from Siobhan and the team in Sheridan Insurances. I am a client for a number of years and the services is always the same - perfect. A customer focused team.

Jean A.

1681485547

Excellent support, guidance and advice from the QFA, Audrey Jameson

Helen C.

1676397557

Thank you, Miriam, at Sheridan Insurance. Being able to discuss my home insurance needs as an Holistic Therapist was so stress free and easy with you. Your attention to detail and professional way made the whole process so smooth. Thank you for the human touch also, in taking the time to walk me through my policy. Highly recommending your services and supporting your local business in Navan. Co Meath. Thank you, Miriam Sheridan and Sheridan Insurance. Helen Colgan

Richard L.

1675978984

Lifesavers – With 110% professionalism at all times, we were provided with much needed support and guidance under difficult circumstances, with a very tight deadline. Without the team in Sheridan Insurance’s diligence and effort, going the extra mile on more than one occasion, we can honestly say we wouldn’t have the secure future we can now look forward to. We would recommend Sheridan Insuances to anyone looking for any type of insurance. Hands down the best decision you'll make! Thank you Audrey, Brian and Niall. Richard & Maria Leonard

Fergal S.

1666552611

An absolute pleasure to deal with, there is great communicators in Sheridan insurance, Brian Flanagan is an absolute gentleman. Will definitely be in contact with Sheridan insurance in the near future.

Pauline B.

1654720862

Highly recommend this insurance company they have gone above and beyond to help me get my business insurance and at a great price.The staff couldn't have been any more helpful to me.Give them a call you wont be disappointed

Andrew S.

1652453394

I used Sheridan Insurances in Cavan today and the service was absolutely first class. They were helpful, knowledgeable, professional and polite. I can highly recommend Sheridan Insurances.

Mary R.

1642105907

Well mannered and attended toWith ease and business done ..quickly

Eugene T.

1536342515

Great gang in sheridans insurance very easy to deal with.. especially Tommy Brady top man when you need one..

Pip A.

1506949475

My name is Philip Sheridan Sides.I was buying a van on done deal when I saw the advert for Sheridan insurance. The playright Richard Brinsley Sheridan was one of my ancestors and that is where the Sheridan in my full name as we had the same name. \I rang the office for a quote and was put through to broker Kelly Crowe. My first premium was high as I had been with Dolman Insurance who specialise in Camper vans and my no claims on the camper van was not able to transfer. This is something I believe the insurance industry should change as it is unfair on camper van drivers who like myself at the tie use the vehicle as their only method of transport.This was seven years ago. I am a very busy free lance photographer, musician and I run an NGO called Whistles for Refugees.The NGO collects unwanted tents and sleeping bags at festivals, thus saving them from landfill thus turning this landfill into aid for the most vulnerable people on this planet fleeing the horrors of ISIS. Whistles for Refugees also brings whistles out to refugee camps, music is healing and the Irish tin whistle gives the opportunity for the refugees to learn and play Irish music with an instrument that is light portable, inexpensive to buy and relatively easy to learn.Sheridan Insurance are currently researching for an underwriter to provide public liability insurance for our NGO so that our volunteers are covered should they get pricked by a needle while cleaning out tents at festivals or any other risk involved in our work.Broker Kelly Crowe has been amazing at her job. From the very beginning Kelly was able to organise a quote, with my line of work and my bad luck with vehicles I am often having to rent replacement cars to make sure I get to my commissions safely and punctually. I am never 5 mins from getting my insurance transferred to keep my rental costs lower. I needed a copy of my no claims bonus to get insured on my partners camper van and this was emailed to me within 5 mins of my request, even though this was with a different firm!I also run a tour business bringing clients on adventures with sea kayaking and photography. Once again my broker was able to produce a policy that was affordable and organised with minimal fuss in minimal time.For quality, price and especially (what I believe is the most important in business) service, Sheridan insurance is second to none.I could not recommend Sheridan Insurance and my broker Kelly Crowe enough.

JP M.

1495832320

We all hate shopping for insurance but the brokers at Sheridans do all the legwork for you and find the best deal and the cover you actually need - plus they are easy to deal with. You get assigned a broker and you can actually speak to a real human being. Great idea.

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