Motor Insurance
Motor Insurance
Motor Insurance
Your Sheridan Insurances broker can take the hassle out of finding Motor Insurance by locating the most competitively priced and suitable policies on the market and talk you through the criteria that needs consideration before making your decision. Our professional team of brokers have years of experience dealing with claims fairly, efficiently and promptly, to give you the confidence that if something goes wrong, you can rely on your cover to take care of your needs.
When taking out Motor Insurance, your insurer will likely want to know:
- your occupation
- the value of the car
- the car’s approximate annual mileage
- whether there might be any changes in your car insurance requirements in the near future, such as a change of vehicle, or the inclusion of a young driver
- whether you or any named driver have acquired any penalty points over the last 12 months
- whether you or any named driver have been involved in a recent accident or have any motor prosecution pending.
- whether you need a 3rd party indemnified on your motor policy
Your Sheridan Insurance broker will also need:
- a copy (front and back) of your Driving License, and also for any other named drivers
- your No Claims Bonus Certificate
- a letter of driving experience if applicable (if you don’t have a No Claims Bonus in your own name but have been a named driver on someone else’s policy, they can request a letter of driving experience from their insurer on your behalf).
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Request a quote
Speed up your quotation by filling in our online motor insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.
Types of motor insurance we offer…
Car Insurance
If you are searching for car insurance, Sheridan Insurances can provide you with a range of options to choose from. A tailored car insurance policy means you can achieve the right cover for your circumstances, and pay only for what you need.
Most insurers offer three types of car insurance – Third Party Only, Third Party, Fire and Theft, and Comprehensive Insurance.
Third Party Only protects you from claims made as a result of damage or injury sustained by a third party that was caused by your vehicle.
Third Party, Fire and Theft provides additional coverage for loss or damage caused by fire, self-ignition, lightning, explosion or by theft or attempted theft.
Comprehensive insurance provides you with peace-of-mind that should your car be lost or stolen, suffer accidental damage, or injure someone, that you are covered for the cost of legal fees, compensation and replacement or repairs to your vehicle and any others involved in the incident. The policy may also provide cover for extra benefits such as fire brigade charges, trailer cover, key cover, emergency assistance and windscreen cover. All policies have terms and conditions and these are outlined in your policy documentation, schedule and certificate of insurance
SUV Insurance
With their stylish designs and roomy features, SUVs are becoming more and more popular on Irish roads. Their size does mean however they can do more damage, and cost more to repair than an average saloon car, if they are involved in a road incident. The good news is that Sheridan Insurances has a strong track record for securing competitively priced insurance policies for SUVs.
SUV Insurance is available for a wide range of SUVs including Land Rover Discovery, Hyundai Tucson, Peugeot 3008, Volkswagen Tiguan, Audi Q7, BMW X7, Kia Sorento, Mercedes GLS, and many more.
Like insurance for saloons, you can choose to cover your SUV with either Third Party Only, Third Party, Fire and Theft or Comprehensive Insurance.
To find out more about SUV Insurance speak to your Sheridan Insurances broker.
Tractor Insurance
Tractor Insurance provides protection for your tractor for risks such as fire, theft and damage sustained in an accident. Typically, policies will cover your tractornot only when it is in use on your property but also on the road. There are three different types of tractor insurance that are available to tractor owners:
- Third Party Only which protects you if someone makes a claim resulting from damage or injury caused by your tractor.
- Third Party, Fire and Theft protects you against claims made by someone else, plus protection for your own tractor in the event of fire or theft.
- Comprehensive insurance provides Third Party, Fire and Theft plus the added peace-of-mind that your tractor is covered if it is damaged or lost due to an accident or vandalism.
Most policies include terms and conditions. These are outlined in your policy documentation, schedule and certificate of insurance
Generally, Tractor Insurance provides cover for:
- your tractor
- personal items and spare parts you have inside the tractor
- vintage tractors 25 years of age or more.
Attachments such as front-end loaders are high value and need to be specified. There is no limit on the number of attachments you can have insured
To find out more about insurance for your tractor, speak to your Sheridan Insurances broker today.
Van Insurance
Van Insurance can provide cover for your van when you are using it for personal use, whether that be for social, domestic or pleasure as well as commercial use for commuting to work. Van Insurance typically offers three different types of cover:
- Third Party Only which provides cover for a claim that is brought against you because your van has caused an injury or damage to a third party’s property.
- Third Party, Fire and Theft which covers you for third party claims and also if your van is stolen or damaged due to fire, theft or attempted theft.
- Comprehensive insurance protects you against third party personal injury claims, third party material damage claims, fire and theft, legal fees, accidental damage and replacement or repairs to your vehicle. The policy may also provide cover for additional benefits such as protected bonus, trailer cover and windscreen cover.
All policies have terms and conditions and these are outlined in your policy documentation, schedule and certificate of insurance
Meet the team
Stephen Courtney
Insurance Broker
Miriam Sheridan
Director
Siobhan McPhillips
Insurance Broker
Your benefits…
Motor insurance from Sheridan Insurances comes with a variety of benefits such as:
Competitive premiums
Insurance providers with a proven fair reputation for claims handling
A single point of contact to arrange your cover
A hands-on personal approach
Multi-policy discounts
An in-depth understanding of the small print to help you get the most out of your policy
Motor Insurance FAQs
We want to make sure you know exactly what motor insurance from Sheridan Insurances protects you for.
Take a look at our FAQs or talk to one of our brokers.
Did you know?
- 80% of people looking for a car insurance quote make their decision based on price alone. However, understanding the terms and conditions is really important and can make a big difference in the event of a claim.
- Vehicles imported from the mainland UK to Ireland are only insurable once they are on the boat. That means the vehicle cannot be insured while on UK roads travelling to the boat. The best solution is to have the seller transport it to the boat independently.
Top Tip - Renewals
When your motor insurance renewal letter arrives, use this as your price guide for this type of cover. Additional benefits or additional drivers can increase the policy premium.
Top Tip – Lower your costs
Check if adding a named driver to your policy will reduce your costs. Adding an older and more experienced driver to your policy can actually decrease the cost of your overall insurance.
Top Tip – Do you really need the optional extras?
Dropping optional extras can reduce your premium. Items such as breakdown assistance, windscreen cover and no claims bonus protection all add up. Discuss your requirements with your broker.
How to talk to us…
Request a Quote
Speed up your quotation by filling in our online motor insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.
We are here to help…
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