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The importance of liability insurance for farmers and agricultural contractors

The importance of liability insurance for farmers and agricultural contractors

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Thomas is a Senior Broker with Sheridan Insurances and today he discusses what liability insurance is and why it is important for farmers to have adequate liability cover to protect their farm and livelihood.   What Is Liability Insurance? Liability or Public liability insurance covers your legal responsibility to the general public, visitors and suppliers […]

Are Agricultural Contractors insured on my Farm?

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Agricultural contractors provide specialised, seasonal or temporary services to farmers. Some examples are fertilising, crop spraying, or harvesting. Many Farmer’s will avail of other professional’s services for these and other odd jobs on the farm or on the farmyard. And yes, they do need their own farmer insurance to carry out these duties. An agricultural contractor […]

Why is public liability insurance so important?

Why is public liability insurance so important?

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Public liability insurance covers you against the financial risk in the event that a third party, such as a supplier, member of the public, or visitor to your premises is killed, injured, or has their property damaged at your premises and you were found to be negligent. Public liability insurance can cover you for accidents […]

Builders Insurance

What exactly is Builders Insurance?

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What exactly is Builders Insurance? Builders insurance is specialised insurance required by building contractors and tradesman that are working for themselves. A builders insurance policy will cover a builder contractor or tradesman for the specific risks they typically deal with in their day-to-day work. Builders work in a specific and high-risk environment involving outdoor elements […]

Liability Insurance – Common Questions

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Q.What does event liability cover? A.Event liability insurance covers a range of risks, with the major ones being property damage and personal injuries caused to other people as a result of your event activities. Q.How much does event liability cost? A. There’s no fixed premium cost. It actually depends on many factors and the risk […]