Get the cover you need with the perfect plan

Impartial advice to help you navigate the hundreds of plans available.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and review your health insurance plan.

Schedule a callback Request a quote

Health Insurance

Get the cover you need with the perfect plan

Impartial advice to help you navigate the hundreds of plans available.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and review your health insurance plan.

Schedule a callback Request a quote

Health Insurance

Health insurance isn’t just for when you get sick; health insurance can offer a range of benefits, such as access to minor injury clinics, mental health support, a wellness app and a physio program to support back and neck pain. You can also access free, unlimited phone or face-to-face video consultations with a qualified GP via the Digital Doctor benefit which is available on all our health plans. 

Health Insurance provides valuable access to medical professionals, treatment, therapy, specialist advice and programs designed to support your health.

It can be overwhelming when faced with the many, many different plans available on the market. Our specialist health insurance brokers have extensive knowledge of all the available options.

Let us do the heavy lifting and provide you with an impartial review that helps you compare plans and find the right one for your needs and budget.

Sheridan Insurances simple Health Insurance Quote Service eliminates the pain from finding the right health cover. Our Health Insurance Champions offer impartial advice on the many health insurance plans offered via our partner Irish Life Health.


Request a Quote

Speed up your quotation by filling in our online health insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.

Learn about our Health Insurance Benefits

New to Health Insurance?

Before deciding what plan you should choose, ask yourself which hospitals are important to you, what excess are you willing to pay, do you want cover for everyday medical expenses?

Save on your Insurance

There are so many health insurance plans on the market. We can review your cover with you each year and then present the options to help you make the best choice for you.

Digital Doctor

Digital Doctor is a health insurance benefit that gives you access to unlimited consultations with a GP. A registered GP is now just a phone or video call away giving you peace of mind.

Nurse On Call

For those non-emergency mishaps, bumps and minor injury queries you have access to expert advice from a qualified nurse 24 hours a day, 365 days a year.

Healthy Minds

As part of your health plan you have access to a professionally registered counsellor that can provide emotional and psychological support when clinically applicable.

Maternity & Fertility Cover

Planning or welcoming a baby into your family is both exciting and terrifying, some expert advice, fertility and maternity benefits might be the support you need.

** Digital Doctor, Nurse On Call, Healthy Minds & Fertility and Maternity support available on Irish Life Health hospital plans only.

What are the key benefits of health insurance?

Health Insurance provides a wide range of benefits including:

  • cover for private room or multi-occupancy room hospital accommodation
  • comprehensive cancer care
  • walk-in urgent care treatment for minor injuries and illnesses 365 days a year
  • heart screening
  • orthopedic cover
  • access to public, private and hi-tech hospitals
  • cover for inpatient consultant services as a private patient
  • maternity cover
  • fertility benefits
  • overseas cover
  • cover for psychiatric care
  • outpatient benefits.

Your health insurance plan may also provide you with:

  • faster access to diagnosis and treatment
  • A choice of consultant or treatment location
  • access to the Digital Doctor platform for access to a qualified GP on the phone or online
  • access to a private nurse helpline available 24 hours a day, 7 days a week, 365 days a year
  • 24/7 phone access to counsellors to talk about your mental health, financial issues and workplace stress or anxiety
  • access to mental health support and a helpline
  • increased comfort and privacy

Meet the team

Benny Sheridan


Miriam Sheridan


Noeleen Conaty

Insurance Broker

At Sheridan Insurances, we understand your health is your wealth. Our specialist health insurance brokers have in-depth knowledge of  health insurance  in Ireland. They can compare and find the right cover for you.

Health Insurance is a very personal and senstive insurance product. That’s why Sheridan Insurances will search the market for the right plan for your needs and lifestyle. Health insurance does not have to be expensive, some plans will even offer cash back on fitness wearables, or gym and sports club memberships!

As well as health cover, we offer our customers a wide range of benefits relating to their health and wellness. You’ll have access to exclusive and innovative resources like a virtual health service called MyClinic, the new home for all your virtual health needs.

You will also have access to MyLife, a wellbeing app to help you embrace a healthier lifestyle. Other benefits included with our hospital plans include a dental access package, health screening and discounts on laser eye surgery.

Your benefits…

Health insurance from Sheridan Insurances comes with a variety of benefits such as:

Highly competitive premiums
Cover that suits your health needs
Access to a Sheridan Insurances broker 24/7 throughout the year
Your own personal contact should you need support in the event of a medical emergency, with up-to-date information advising what to do and where to go

Health Insurance FAQs

We want to make sure you know exactly what health insurance from Sheridan Insurances protects you for.
Take a look at our FAQs or talk to one of our brokers.

Did you know?
  • Digital Doctor comes with all our health plans. Digital Doctor is a health insurance benefit that gives you access to a qualified GP, anytime, anywhere via phone, or video if you prefer face-to-face consultations. Your Digital Doctor can even arrange to have a prescription sent to your local pharmacy, following your consultation. It also gives you access to a healthy range of other useful services, information, guides and links. Watch the video to find out more.
  • If you suffer neck or back pain, you can access eight physiotherapy sessions with a qualified physiotherapist for a once-off fee of €50.
  • You can claim your day-to-day outpatient expenses at any time throughout the year via your health insurer’s online portal.
  • Our health insurance plans include access to comprehensive mental health support through the Healthy Minds program. Through Healthy Minds, you can speak to a qualified counsellor any time of the day or night, 365 days a year.
How can I access Digital Doctor?

If you have taken a health insurance policy through Sheridan Insurances it will include Irish Life Health’s Digital Doctor service. Access to Digital Doctor is easy:

You can select either a phone or video consultation at a time that suits you. If required, your GP can send a prescription to your pharmacy or a referral letter for further investigations.

Digital Doctor is available:

  • Monday to Friday: 08:00 – 22:00
  • Saturday: 08:00 – 20:00
  • Sunday: 10:00 to 18:00

**Excluding Christmas Day, St. Stephen’s Day, New Year’s Day and Easter Sunday.

This service is provided by Medical Solutions.

Do you need private health insurance in Ireland?

Now more than ever, Health Insurance provides peace-of-mind that when you need it, medical therapy and treatment is available to you.

Private health insurance in Ireland is optional, however incremental loadings are applied to your premium after you turn 35. While you are entitled to public in-patient and out-patient hospital services, they are not always free.

People on a low income may qualify for a Medical Card and have access to most hospital and health services for free. However, a Medical Card does not provide you with faster access to treatment nor your choice of consultant.

What type of plan should I consider if I have a pre-existing condition?
Your level of cover is what counts if you have a pre-existing condition. Review the component of your plan that is related to your condition. Be careful of trying to save money because sometimes this can result in you losing the very benefit you need for your condition, such as access to a high-tech hospital that has specialist technology in cardiac conditions.
What incentives are there to take health insurance?
The main focus of health insurance today is to try and help people live healthier lives. That means that your health insurance plan isn’t only relevant when you get sick; it can provide a wide range of benefits such as cash back when you join a sports club or buy fitness wearables.
Does health insurance cover maternity?

Maternity benefits are available on all plans however some may not provide full cover for maternity. If you are planning to go private or semi-private you will need specific cover. Both maternity and fertility benefits have waiting periods of 52 weeks for the former and 104 weeks for the latter. Keep this in mind if you are thinking about starting or growing your family in the future.

Are there waiting periods for pre-existing conditions?
If you have a pre-existing condition and are upgrading your plan, a two year waiting period will apply before you can use the benefits on your new plan.
What is a claims excess and how does it work?
Having a claims excess on your plan can help reduce your premium. For example, If your claims excess is €500, that means you have to pay the first €500 of your treatment. After that, your insurance will cover the cost.
What is a cooling-off period?

A cooling off period gives you time to change your mind about your health insurance plan. You have 14 days from the date of your renewal, or from the date you took out your new plan.

Are there options for tax back?

Yes, although your insurer will apply this tax credit at source to lower the premium you will pay.

What age should I take out health insurance?
As early as possible if you want to access health, wellbeing and preventative benefits! The critical age to make a decision however is 34, when all you pay is your premium. However when you turn 35, the Lifetime Community Rating kicks and you will have to pay more. The Lifetime Community Rating is charged at a rate of 2% of the health plan premium for every year over 34 years of age, and maxes out at 70%. So, at 35 years it is 2%, 36 is 4%, 37 is 6% and so on.
Will there be a gap in my cover if I switch?

As long as you don’t let your previous health insurance lapse for more than 13 weeks, we will accept the time from your previous health insurer, and you’ll have continuity of cover.

What if I have a pre-existing condition?

If you have a pre-existing condition and are switching your health insurance, a  waiting period may apply where you increase your level of cover from your previous policy. The waiting period will apply from the date you took out health insurance for the first time. If your insurance lapsed for 13+ weeks, the waiting period will reset from the date you took out your health insurance.

Does switching affect my lifetime community rating (LCR)?
In 2015, the Irish government introduced Lifetime Community Rating (LCR) legislation. Under LCR, the rating is modified to reflect the age when a person takes out private health insurance. If you take out health insurance at age 35 or older, late entry ‘loadings’ are applied to the premiums. So, if you have held continuous cover from April 30th, 2015, no LCR loadings will be added to your new policy. Otherwise, LCR loadings may apply to people aged 35 and over.
How do I switch?
Switching is easy! You can either select the right plan for you and buy online, or give us a call on 049 438 0020 to discuss your options. You can also request a call from us at a time that suits. Once you have decided to switch, you will need to notify your previous insurer that you won’t be renewing your policy. This must be done within 14 days after the renewal date of your previous policy.

How to talk to us…

We are here to help…

What our customers say...

James K.
James K.
Excellent service provided by Audrey and Brian, and done in a very friendly and helpful manner.
Scott T.
Scott T.
Excellent customer services from Stephen and everyone at this company!! 100%!
sindija S.
sindija S.
Wonderful experience.Audrey very helpful and she provide excellent customer service.
Gerry H.
Gerry H.
I recently had the privilege of dealing with Stephen in Sheridan Insurances regarding a complicated car insurance issue, (Well complicated for me). Stephen took the time to assess the situation, then spent an hour sorting through the various issues. He got me great cover at a fair price & made the experience seem so simple. All was done in a professional & friendly manner. I commend Stephen highly & the face to face interaction certainly beats the online quagmire frequently presented by most insurance companies.
Derek B.
Derek B.
Dealt with Miriam in relation to my car insurance. Pleasure to deal with and great advice when insuring the car to bear in mind if I was going to add my daughter who was starting to drive as this could have an impact on her getting cover with particular insurers. Great service and advice
Dermot B.
Dermot B.
We have worked with the Team at Sheridan Insurances for the past number of years on our Groups employees Health Insurance Scheme.Noeleen & her colleagues have provided a brilliant service giving clear and concise advice on a timely basis both to the company and on any employee queries that have arisen.
Mary S.
Mary S.
Stephen helped me out with my first car insurance policy. He was great, made the process very easy, got me a good deal and was super friendly!
Fabulous service from Siobhan and the team in Sheridan Insurances. I am a client for a number of years and the services is always the same - perfect. A customer focused team.
Jean A.
Jean A.
Excellent support, guidance and advice from the QFA, Audrey Jameson
Helen C.
Helen C.
Thank you, Miriam, at Sheridan Insurance.  Being able to discuss my home insurance needs as an Holistic Therapist was so stress free and easy with you. Your attention to detail and professional way made the whole process so smooth.  Thank you for the human touch also, in taking the time to walk me through my policy.   Highly recommending your services and supporting your local business in Navan. Co Meath. Thank you, Miriam Sheridan and Sheridan Insurance. Helen Colgan
Richard L.
Richard L.
Lifesavers – With 110% professionalism at all times, we were provided with much needed support and guidance under difficult circumstances, with a very tight deadline. Without the team in Sheridan Insurance’s diligence and effort, going the extra mile on more than one occasion, we can honestly say we wouldn’t have the secure future we can now look forward to. We would recommend Sheridan Insuances to anyone looking for any type of insurance. Hands down the best decision you'll make! Thank you Audrey, Brian and Niall. Richard & Maria Leonard
Fergal S.
Fergal S.
An absolute pleasure to deal with, there is great communicators in Sheridan insurance, Brian Flanagan is an absolute gentleman. Will definitely be in contact with Sheridan insurance in the near future.
Pauline B.
Pauline B.
Highly recommend this insurance company they have gone above and beyond to help me get my business insurance and at a great price.The staff couldn't have been any more helpful to me.Give them a call you wont be disappointed
Andrew S.
Andrew S.
I used Sheridan Insurances in Cavan today and the service was absolutely first class. They were helpful, knowledgeable, professional and polite. I can highly recommend Sheridan Insurances.
Mary R.
Mary R.
Well mannered and attended toWith ease and business done ..quickly
Eugene T.
Eugene T.
Great gang in sheridans insurance very easy to deal with.. especially Tommy Brady top man when you need one..
Pip A.
Pip A.
My name is Philip Sheridan Sides.I was buying a van on done deal when I saw the advert for Sheridan insurance. The playright Richard Brinsley Sheridan was one of my ancestors and that is where the Sheridan in my full name as we had the same name. \I rang the office for a quote and was put through to broker Kelly Crowe. My first premium was high as I had been with Dolman Insurance who specialise in Camper vans and my no claims on the camper van was not able to transfer. This is something I believe the insurance industry should change as it is unfair on camper van drivers who like myself at the tie use the vehicle as their only method of transport.This was seven years ago. I am a very busy free lance photographer, musician and I run an NGO called Whistles for Refugees.The NGO collects unwanted tents and sleeping bags at festivals, thus saving them from landfill thus turning this landfill into aid for the most vulnerable people on this planet fleeing the horrors of ISIS. Whistles for Refugees also brings whistles out to refugee camps, music is healing and the Irish tin whistle gives the opportunity for the refugees to learn and play Irish music with an instrument that is light portable, inexpensive to buy and relatively easy to learn.Sheridan Insurance are currently researching for an underwriter to provide public liability insurance for our NGO so that our volunteers are covered should they get pricked by a needle while cleaning out tents at festivals or any other risk involved in our work.Broker Kelly Crowe has been amazing at her job. From the very beginning Kelly was able to organise a quote, with my line of work and my bad luck with vehicles I am often having to rent replacement cars to make sure I get to my commissions safely and punctually. I am never 5 mins from getting my insurance transferred to keep my rental costs lower. I needed a copy of my no claims bonus to get insured on my partners camper van and this was emailed to me within 5 mins of my request, even though this was with a different firm!I also run a tour business bringing clients on adventures with sea kayaking and photography. Once again my broker was able to produce a policy that was affordable and organised with minimal fuss in minimal time.For quality, price and especially (what I believe is the most important in business) service, Sheridan insurance is second to none.I could not recommend Sheridan Insurance and my broker Kelly Crowe enough.
We all hate shopping for insurance but the brokers at Sheridans do all the legwork for you and find the best deal and the cover you actually need - plus they are easy to deal with. You get assigned a broker and you can actually speak to a real human being. Great idea.
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