Engineering and Machinery Insurance
Engineering & Machinery Insurance
Engineering and Machinery Insurance is tailored to suit businesses of all sizes and scope, from construction, manufacturing and engineering to retail, distribution and the motor trade.
With extensive experience customising insurance packages for engineering and machinery, and an in-depth understanding of policy terms, your Sheridan Insurances broker can provide specialist advice about the right cover for your business.
Engineering and Machinery Insurance provides different types of cover including:
- accidental damage, fire and theft of plant, machinery and equipment
- hired-in plant insurance
- machinery movement insurance
- statutory inspection/examination.
Request a Quote
Speed up your quotation by filling in our online engineering and machinery insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.
Other types of engineering and machinery insurance we offer…
Forklifts
Forklifts and teleporters require specific cover to ensure you are protected in the event of an accident or damage. Talk to your Sheridan Insurances broker to find out what cover is available and how it can be customised to suit your business.
In general, forklifts need one of three types of cover:
- Third Party Only which protects you if someone makes a claim resulting from damage or injury caused by your forklift
- Third Party, Fire and Theft provides fire and theft cover for your own forklift
- Comprehensive insurance includes Third Party, Fire and Theft, plus the added peace of mind that your forklift is covered if it is accidentally damaged.
The 1951 factory act introduced the requirement that all plant and pressure vessels be inspected at various intervals. For example, a passenger life in a hotel needs to be inspected every six months, whereas a compressor needs to be inspected every twelve months. Engineering insurance can look after your statutory obligations if required.
If you run a business hiring out, selling, importing or exporting forklifts, or training people how to operate them, we can also provide impartial advice and package together liability policies including employer’s liability, product and public liability to protect you and your business. Talk to your Sheridan Insurances broker for more information about a package that suits you.
Dumpers
Sheridan Insurances provides a number of different options to cover dumpers to provide you with peace-of-mind that your vehicles are protected. Typically, dumpers will need one of three types of insurance:
- Third Party Only which is a legal requirement under the 1961 road traffic act, protects you if a 3rd party makes a claim
- Third Party, Fire and Theft provides fire and theft cover for your own dumper
- Comprehensive insurance includes Third Party, Fire and Theft, plus the added peace-of-mind that your dumper is covered if it is accidentally damaged.
Not only will you find our quotes highly competitive, but they will be customised to suit your unique needs, such as whether you plan to use your dumper on public roads or only private land, and whether you need dumper insurance to cover one vehicle or a fleet.
We can also provide impartial advice, and package together liability policies, including employer’s liability, product and public liability to protect you and your business. Talk to your Sheridan Insurances broker for more information about a package that suits you.
Diggers
Protect your digger or mini digger with customised cover through Sheridan Insurances. Your expert broker can explain the options for cover available and help you secure the right insurance for your machinery. Typically, diggers will require one of three types of cover:
- Third Party Only which is a legal requirement under the 1961 road traffic act, protects you if a 3rd party makes a claim Third Party, Fire and Theft provides fire and theft cover for your own digger
- Comprehensive insurance includes Third Party, Fire and Theft, plus the added peace-of-mind that your digger or mini digger is covered if it is accidently damaged.
- Working risk is an important cover to include if you are operating a digger at locations or sites where there is public or private utilities.
As diggers are a specialist type of machinery, it is important you speak with your Sheridan Insurances broker for a customised package that provides the protection you need. This may also include specialist liability policies such as employer’s liability, product and public liability that protects you against a variety of business risks.
Cranes
Finding the right type of Crane Insurance for this specialist type of machinery is incredibly important. At Sheridan Insurances we have extensive experience insuring machinery such as cranes and will source the most competitive quotes with terms that suit your needs. Your Sheridan Insurances broker can explain the options for cover available for your crane. Typically, cranes will require one of three types of cover:
- Third Party Only which is a legal requirement under the 1961 road traffic act, protects you if a 3rd party makes a claim
- Third Party, Fire and Theft provides fire and theft cover for your own crane
- Comprehensive insurance includes Third Party, Fire and Theft, plus the added peace-of-mind that your crane is covered if it is accidentally damaged.
Given the specialist nature of crane equipment, you should speak with your Sheridan Insurances broker to ensure your cover is customised for individual needs. We can also arrange liability cover to protect your business from a variety of risks, including employer’s liability, product and public liability.
Farm Machinery
At Sheridan Insurances, we understand how important your farm machinery is to your farm operations. We have in-depth expertise in the types of insurance that are required for farm machinery and can create a tailored package that suits your individual needs.
If you plan to drive your tractor or other farm machinery on a public road, you will need to take third party liability insurance to cover claims from a third party taken against you in the event of an accident or damage to their property.
Talk to your Sheridan Insurances broker about cover for trailers or if you are transporting livestock. We will be able to customise an insurance package to suit your specific needs.
Lifts/Elevators
Sheridan Insurances has access to a wide network of underwriters who provide specialist insurance policies for lifts and elevators, even those in high-risk industries. The specialist nature of the equipment combined with their value mean that most policy holders will be keen to obtain comprehensive insurance for total peace-of-mind that their investment is protected, however we do also offer Third Party Only cover and Third Party, Fire and Theft when required.
We can also provide impartial advice about liability policies that protect your business, such as employer’s liability, product and public liability. Talk to your Sheridan Insurances broker for more information about a package that suits you.
Excavators
Excavator Insurance protects your excavator against a range of risks with a number of options for cover. Your Sheridan Insurances broker can help you secure the right insurance for your machinery with a customised policy that suits your needs. Typically, excavators will require one of three types of cover:
- Third Party Only which is a legal requirement under the 1961 road traffic act, protects you if a 3rd party makes a claim
- Third Party, Fire and Theft provides fire and theft cover for your own excavator
- Comprehensive insurance includes Third Party, Fire and Theft, plus the added peace-of-mind that your excavator is covered if it is accidentally damaged.
Cover can also be arranged for your excavator if you are using it on public roads, or only on private land. We can also create a custom package that includes specialist liability policies including employer’s liability, product and public liability that protects you against a variety of business risks. Talk to your Sheridan Insurances broker to find a package that suits you.
Self-Propelled Rollers
Roller Insurance provides valuable protection for your roller machinery. Your Sheridan Insurances broker can discuss the right type of insurance for your roller with a customised policy that suits your needs. Typically, rollers will require one of three types of cover:
- Third Party Only which is a legal requirement under the 1961 road traffic act, protects you if a 3rd party makes a claim
- Third Party, Fire and Theft provides fire and theft cover for your own self-propelled roller
- Comprehensive insurance includes Third Party, Fire and Theft, plus the added peace-of-mind that your self-propelled roller is covered if it is accidentally damaged.
A customised package is important for self-propelled rollers given the specialist nature of the machinery and their unique type of risk. Your Sheridan Insurances broker can also discuss specialist liability policies that protect your business, including employer’s liability, product and public liability.
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Meet the team
Niall McEnroe
Insurance Broker
James Sheridan
Insurance Broker
Siobhan McPhillips
Insurance Broker
The team at Sheridan Insurances has in-depth knowledge in the specialist insurance required for engineering and machinery. With access to a wide range of insurers, we can provide highly competitive quotes with tailored terms of business to suit your needs.
Sheridan Insurances has more than 40 years’ experience helping businesses to protect their commercial, personal income and general insurance needs. We have access to a wide selection of insurance providers that can offer you flexibility, choice and the best policy to suit your business.
Your benefits…
Engineering and machinery insurance from Sheridan Insurances comes with a variety of benefits such as:
Access to up to 20 difference insurance providers for the best insurance policy to meet your needs
Our in-depth understanding of policy terms to help you navigate the small print
Our experienced and dedicated brokers who will research the market on your behalf
Considerable savings where a bundled package costs less than the total cost of all the individual covers
How to talk to us…
Request a Quote
Speed up your quotation by filling in our online engineering and machinery insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.
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