We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best commercial vehicle insurance quote.

Schedule a callback Request a quote

Commercial Vehicle Insurance

We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best commercial vehicle insurance quote.

Schedule a callback Request a quote

Commercial Vehicle Insurance

Commercial vehicle insurance provides cover for the vehicles your business uses to carry out its operations. It provides you with the confidence to get on with running your business knowing you are protected in the event something goes wrong.

Commercial vehicle insurance is specially tailored to suit your business, from the mix and types of vehicles you use, to who drives them.

Commercial vehicle insurance provides cover for the theft of your vehicle if it is damaged or is involved in a fire. You can choose to include cover for your trailer, tools and third-party trailers. Extras such as windscreen cover, no claims bonus protection, open driving (25 – 70 years of age) are also available.

With robust coverage, competitive premiums and expert advice on tax and CVRT matters, your Sheridan Insurances broker is your ideal commercial vehicle insurance partner.

The typical policy will include cover for the following (limits may apply to some items):

  • injury to other people or damage to their vehicles or property
  • loss or damage to your vehicle
  • accident recovery service
  • medical expenses
  • fire or theft
  • continued cover while your vehicle is being serviced or repaired
  • keys that are lost or stolen (Comprehensive cover only)
  • broken windows and windscreens
  • towing a trailer

Request a Quote

Speed up your quotation by filling in our online commercial vehicle insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.

Customer Support

Claims Contact

Need to make a claim?

Emergency Numbers

Need to access emergency contact numbers?

Other types of commercial vehicle insurance we offer…

Fleet Insurance

Fleet insurance provides specialised cover for two or more vehicles that are used for company business. Cover is available for a mix of vehicles including cars, small vans, transit vans and trucks.

When it comes to fleet insurance, a customised policy is important. The types of vehicles your business uses and the services they are used for, will help determine the type of cover you need. Businesses also have the option to choose from:

  • comprehensive cover for accidental damage, fire, theft or attempted vehicle theft, plus third-party personal injury and/or damaged property claims arising because of an accident
  • third party fire and theft to cover fire, theft or attempted vehicle theft, plus third-party personal injury or damaged property claims arising because of an accident
  • third party only, which covers personal injury or damaged property of a third party because of an accident
  • open driver and roadside assistance can also be included as an optional extra, depending on your specific business needs.

Haulage Insurance

Haulage insurance provides cover for companies that use commercial vehicles to transport goods for customers. Haulage insurance applies to businesses with a single vehicle or a fleet of carriers that are 3.5 tonnes or more. This includes lorries, artic trucks, and HGVs.

Haulage insurance is typically sought by businesses involved in logistics, delivery and transport. However, as every haulage business is different, policy holders should ensure their policy is customised to provide cover for the risks that are unique to their business. Depending on your business, haulage insurance can include cover for goods in transit, fire, theft, accidental damage and protection for trailers.

A customised haulage insurance policy usually will include one or more of the following:

  • motor fleet insurance
  • van and commercial vehicle insurance
  • property damage insurance
  • business interruption insurance

Meet the team

Kelley Crowe

Insurance Broker

Niall McEnroe

Insurance Broker

Benny Sheridan


At Sheridan Insurances, our brokers are dedicated to supporting your business with customised insurance that gives you peace of mind you are covered in the event of an accident, loss or claim.

With access to a wide range of insurers and in-depth knowledge of insurance products and policy terms, we can help you find the right cover for your haulage business, no matter the size or your requirements.

Your benefits…

Commercial vehicle insurance from Sheridan Insurances comes with a variety of benefits such as:

More than 40 years in business for an experienced and knowledgeable approach
In-depth understanding of policy terms to help you navigate the small print
Expert advice on tax and DOE issues
Considerable savings where a bundled package costs less than the total cost of all the individual covers

Commercial Vehicle Insurance FAQs

We want to make sure you know exactly what commercial vehicle insurance from Sheridan Insurances protects you for.
Take a look at our FAQs or talk to one of our brokers.

Did you know?
  • A small number of insurers require you or your business to be VAT registered to get commercial motor insurance.
  • There has been a significant increase in cross-border trade of imported write-offs in recent years. We can help you determine the origin and status of any commercial vehicle, so you do not fall victim to buying a previously crashed or damaged vehicle.
  • Previously a company could only get fleet insurance cover for a minimum of five commercial vehicles. This restriction has now been lifted and businesses can obtain fleet cover for a minimum of three commercial vehicles.
  • 3rd party only cover for driving of other commercial vehicles can be included as part of your commercial vehicle policy with some insurers.
Does fleet insurance cover open drive?

Your fleet insurance policy will provide cover for open driving providing the driver has the policy holder’s permission and holds a full clean driver’s license; if not, the advice of your insurer should be sought. The policy holder is required to keep a front and back copy of the drivers’ licenses for the period of insurance. You should always check your policy terms to understand your specific cover for open drive; if you need help, please contact a Sheridan Insurances broker.

Are drivers covered for accidental injury in a vehicle accident?

No, drivers are not typically covered for accidental injury if they are in a motor accident. Speak to your Sheridan Insurances broker about a Personal Accident policy that can be taken for individual drivers, or a group policy if there are several drivers in the company.

How much is commercial vehicle insurance?

The cost of your commercial vehicle insurance will depend on several factors such as the no claims bonus, penalty points history, an up to date CVRT, the type of vehicles you need insured, and what the vehicle is used for. Every policy is tailored uniquely to the needs of the business and its vehicles; there is no one-size-fits-all policy and flat rate. Talk to your Sheridan Insurances broker to find out more.

Will my commercial vehicle insurance cover my tools and equipment?
Yes, you can arrange cover for your tools and equipment under a separate policy. You will require an alarm on your vehicle to qualify for cover.
Why do I need commercial vehicle insurance?

A standard personal vehicle insurance policy will not provide cover for any vehicle that is used for work purposes. As a result, your work vehicle will not have the same protection as it would under a commercial vehicle policy, leaving you legally exposed in the event something goes wrong. Commercial vehicle insurance protects you for travel between locations for work, if you drive staff or use your vehicle for any work purposes. It is a statutory requirement to have minimum third-party insurance under the 1961 road traffic act.

What types of other commercial vehicles will a commercial vehicle insurance policy cover?
  • Vans
  • Pick-up trucks
  • Double cabs
  • Modified vehicles
  • Imported vehicles
  • Trucks and HGVs
  • Tippers
  • Food trucks
  • Refrigerated vehicles
  • Hazardous goods vehicles
  • Couriers
  • Motorised horseboxes

How to talk to us…

We are here to help…

What our customers say...

James K.
James K.
Excellent service provided by Audrey and Brian, and done in a very friendly and helpful manner.
Scott T.
Scott T.
Excellent customer services from Stephen and everyone at this company!! 100%!
sindija S.
sindija S.
Wonderful experience.Audrey very helpful and she provide excellent customer service.
Gerry H.
Gerry H.
I recently had the privilege of dealing with Stephen in Sheridan Insurances regarding a complicated car insurance issue, (Well complicated for me). Stephen took the time to assess the situation, then spent an hour sorting through the various issues. He got me great cover at a fair price & made the experience seem so simple. All was done in a professional & friendly manner. I commend Stephen highly & the face to face interaction certainly beats the online quagmire frequently presented by most insurance companies.
Derek B.
Derek B.
Dealt with Miriam in relation to my car insurance. Pleasure to deal with and great advice when insuring the car to bear in mind if I was going to add my daughter who was starting to drive as this could have an impact on her getting cover with particular insurers. Great service and advice
Dermot B.
Dermot B.
We have worked with the Team at Sheridan Insurances for the past number of years on our Groups employees Health Insurance Scheme.Noeleen & her colleagues have provided a brilliant service giving clear and concise advice on a timely basis both to the company and on any employee queries that have arisen.
Mary S.
Mary S.
Stephen helped me out with my first car insurance policy. He was great, made the process very easy, got me a good deal and was super friendly!
Fabulous service from Siobhan and the team in Sheridan Insurances. I am a client for a number of years and the services is always the same - perfect. A customer focused team.
Jean A.
Jean A.
Excellent support, guidance and advice from the QFA, Audrey Jameson
Helen C.
Helen C.
Thank you, Miriam, at Sheridan Insurance.  Being able to discuss my home insurance needs as an Holistic Therapist was so stress free and easy with you. Your attention to detail and professional way made the whole process so smooth.  Thank you for the human touch also, in taking the time to walk me through my policy.   Highly recommending your services and supporting your local business in Navan. Co Meath. Thank you, Miriam Sheridan and Sheridan Insurance. Helen Colgan
Richard L.
Richard L.
Lifesavers – With 110% professionalism at all times, we were provided with much needed support and guidance under difficult circumstances, with a very tight deadline. Without the team in Sheridan Insurance’s diligence and effort, going the extra mile on more than one occasion, we can honestly say we wouldn’t have the secure future we can now look forward to. We would recommend Sheridan Insuances to anyone looking for any type of insurance. Hands down the best decision you'll make! Thank you Audrey, Brian and Niall. Richard & Maria Leonard
Fergal S.
Fergal S.
An absolute pleasure to deal with, there is great communicators in Sheridan insurance, Brian Flanagan is an absolute gentleman. Will definitely be in contact with Sheridan insurance in the near future.
Pauline B.
Pauline B.
Highly recommend this insurance company they have gone above and beyond to help me get my business insurance and at a great price.The staff couldn't have been any more helpful to me.Give them a call you wont be disappointed
Andrew S.
Andrew S.
I used Sheridan Insurances in Cavan today and the service was absolutely first class. They were helpful, knowledgeable, professional and polite. I can highly recommend Sheridan Insurances.
Mary R.
Mary R.
Well mannered and attended toWith ease and business done ..quickly
Eugene T.
Eugene T.
Great gang in sheridans insurance very easy to deal with.. especially Tommy Brady top man when you need one..
Pip A.
Pip A.
My name is Philip Sheridan Sides.I was buying a van on done deal when I saw the advert for Sheridan insurance. The playright Richard Brinsley Sheridan was one of my ancestors and that is where the Sheridan in my full name as we had the same name. \I rang the office for a quote and was put through to broker Kelly Crowe. My first premium was high as I had been with Dolman Insurance who specialise in Camper vans and my no claims on the camper van was not able to transfer. This is something I believe the insurance industry should change as it is unfair on camper van drivers who like myself at the tie use the vehicle as their only method of transport.This was seven years ago. I am a very busy free lance photographer, musician and I run an NGO called Whistles for Refugees.The NGO collects unwanted tents and sleeping bags at festivals, thus saving them from landfill thus turning this landfill into aid for the most vulnerable people on this planet fleeing the horrors of ISIS. Whistles for Refugees also brings whistles out to refugee camps, music is healing and the Irish tin whistle gives the opportunity for the refugees to learn and play Irish music with an instrument that is light portable, inexpensive to buy and relatively easy to learn.Sheridan Insurance are currently researching for an underwriter to provide public liability insurance for our NGO so that our volunteers are covered should they get pricked by a needle while cleaning out tents at festivals or any other risk involved in our work.Broker Kelly Crowe has been amazing at her job. From the very beginning Kelly was able to organise a quote, with my line of work and my bad luck with vehicles I am often having to rent replacement cars to make sure I get to my commissions safely and punctually. I am never 5 mins from getting my insurance transferred to keep my rental costs lower. I needed a copy of my no claims bonus to get insured on my partners camper van and this was emailed to me within 5 mins of my request, even though this was with a different firm!I also run a tour business bringing clients on adventures with sea kayaking and photography. Once again my broker was able to produce a policy that was affordable and organised with minimal fuss in minimal time.For quality, price and especially (what I believe is the most important in business) service, Sheridan insurance is second to none.I could not recommend Sheridan Insurance and my broker Kelly Crowe enough.
We all hate shopping for insurance but the brokers at Sheridans do all the legwork for you and find the best deal and the cover you actually need - plus they are easy to deal with. You get assigned a broker and you can actually speak to a real human being. Great idea.
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