Business Interruption Insurance

We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best business interruption insurance quote.

Schedule a callback Request a quote

Business Interruption Insurance

We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best business interruption insurance quote.

Schedule a callback Request a quote

Business Interruption Insurance

Business Interruption Insurance, which includes consequential loss and increased cost of working, can help to cover lost income in your business if it is affected by an insured event such as a fire, storm or flood.

This gives you peace of mind that in the event of a major loss, It will help get your business back trading profitably. Business Interruption insurance can be included in a business insurance package or offered as an optional extra. Some commercial property insurance policies offer Business Interruption as an optional extra.

Business Interruption insurance is unique to each business, because every business is different and has different requirements. A tailored Business Interruption policy will provide cover for the needs of your business based on your activities and individual risk profile.

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Request a Quote

Speed up your quotation by filling in our online business interruption insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.

Online business interruption insurance questionnaire

Other types of business insurance we offer…

Directors’ and Officers’ Liability Insurance

Directors’ and Officers’ Liability Insurance provides protection for your company directors and key officers whose roles come with specific responsibilities and powers. If they are found to have carried out a wrongful act during the course of their employment, legal proceedings can be taken against them.
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Request A Quote

Employment Practices Liability Insurance

Employment Practices Liability (EPL) protects your business from legal costs and compensation in the event an employee is injured or gets sick as a result of the work they do in your business. It also provides cover for legal costs if your business is responsible for damage to an employee’s property.

READ MORE

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Key Person Insurance

All businesses rely on someone who is essential to the businesses’ operations and success. If the business was to lose that person through illness or death, the company may struggle to survive. Key Person Insurance protects your business in the event it loses a key member of the team with an injection of funds to help it survive in the short term while an alternative strategy is put in place.
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Meet the team

Benny Sheridan

Director

Kelley Crowe

Insurance Broker

Siobhan McPhillips

Insurance Broker

Business Interruption cover is specified to your business and your individual needs, that is why it is important you speak to an experienced broker who will understand your business.

Sheridan Insurances has more than 40 years’ experience helping businesses protect their commercial and personal insurance needs. We have access to a wide selection of insurance providers that can offer you flexibility, choice and the best policy to suit your business.

Your benefits…

Business interruption insurance from Sheridan Insurances comes with a variety of benefits such as:

We will take the time to understand your business operations and needs
Your business interruption policy will be customised to the specific needs of your business
Your financial risk could be significantly reduced
There is a choice of cover that is suited to business of all size
Our experienced team of brokers will research the market on your behalf
Your insurance will protect the viability of your business

Business Interruption Insurance FAQs

We want to make sure you know exactly what business interruption insurance from Sheridan Insurances protects you for.
Take a look at our FAQs or talk to one of our brokers.

Does Business Interruption insurance cover pandemics such as Covid-19?

New Business Interruption policies do not provide cover for claims that are made because of losses due to pandemic events.

Does Business Interruption insurance cover other communicable diseases?

New Business Interruption policies do not provide cover for claims that are made because of losses due to the Sheridan Insurances team if you would like assistance with this.

How do I make a claim on my Business Interruption insurance policy?

Information about how to make a claim is included in your insurance policy documents. If you have an insurance broker, they could help you with your claim. Alternatively, given the complexity of Business Interruption claims it may be helpful to discuss your claim with your existing accountant who is the key person in quantifying your loss and a public loss assessor.

Can I make a claim if I cancelled my policy, or the policy term expired?

Provided your claim is for a loss within the policy inception date and end date, you should be able to make a claim. Contact your insurance broker or insurer to find out more.

How will I know if I have a valid claim, or the pay-out I can expect?

Each Business Interruption claim is different. Your insurer will review each claim on an individual basis according to the policy terms. Your insurer or insurance broker can provide you with more information about your claim and what to expect.

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How to talk to us…

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What our customers say...

Dermot B.
Dermot B.
1685004982
We have worked with the Team at Sheridan Insurances for the past number of years on our Groups employees Health Insurance Scheme.Noeleen & her colleagues have provided a brilliant service giving clear and concise advice on a timely basis both to the company and on any employee queries that have arisen.
Mary S.
Mary S.
1684961878
Stephen helped me out with my first car insurance policy. He was great, made the process very easy, got me a good deal and was super friendly!
Margaret McKeon B.
Margaret McKeon B.
1684852249
Fabulous service from Siobhan and the team in Sheridan Insurances. I am a client for a number of years and the services is always the same - perfect. A customer focused team.
Jean A.
Jean A.
1681485547
Excellent support, guidance and advice from the QFA, Audrey Jameson
Helen C.
Helen C.
1676397557
Thank you, Miriam, at Sheridan Insurance.  Being able to discuss my home insurance needs as an Holistic Therapist was so stress free and easy with you. Your attention to detail and professional way made the whole process so smooth.  Thank you for the human touch also, in taking the time to walk me through my policy.   Highly recommending your services and supporting your local business in Navan. Co Meath. Thank you, Miriam Sheridan and Sheridan Insurance. Helen Colgan
Richard L.
Richard L.
1675978984
Lifesavers – With 110% professionalism at all times, we were provided with much needed support and guidance under difficult circumstances, with a very tight deadline. Without the team in Sheridan Insurance’s diligence and effort, going the extra mile on more than one occasion, we can honestly say we wouldn’t have the secure future we can now look forward to. We would recommend Sheridan Insuances to anyone looking for any type of insurance. Hands down the best decision you'll make! Thank you Audrey, Brian and Niall. Richard & Maria Leonard
Fergal S.
Fergal S.
1666552611
An absolute pleasure to deal with, there is great communicators in Sheridan insurance, Brian Flanagan is an absolute gentleman. Will definitely be in contact with Sheridan insurance in the near future.
Pauline B.
Pauline B.
1654720862
Highly recommend this insurance company they have gone above and beyond to help me get my business insurance and at a great price.The staff couldn't have been any more helpful to me.Give them a call you wont be disappointed
Andrew S.
Andrew S.
1652453394
I used Sheridan Insurances in Cavan today and the service was absolutely first class. They were helpful, knowledgeable, professional and polite. I can highly recommend Sheridan Insurances.
Mary R.
Mary R.
1642105907
Well mannered and attended toWith ease and business done ..quickly
Eugene T.
Eugene T.
1536342515
Great gang in sheridans insurance very easy to deal with.. especially Tommy Brady top man when you need one..
Pip A.
Pip A.
1506949475
My name is Philip Sheridan Sides.I was buying a van on done deal when I saw the advert for Sheridan insurance. The playright Richard Brinsley Sheridan was one of my ancestors and that is where the Sheridan in my full name as we had the same name. \I rang the office for a quote and was put through to broker Kelly Crowe. My first premium was high as I had been with Dolman Insurance who specialise in Camper vans and my no claims on the camper van was not able to transfer. This is something I believe the insurance industry should change as it is unfair on camper van drivers who like myself at the tie use the vehicle as their only method of transport.This was seven years ago. I am a very busy free lance photographer, musician and I run an NGO called Whistles for Refugees.The NGO collects unwanted tents and sleeping bags at festivals, thus saving them from landfill thus turning this landfill into aid for the most vulnerable people on this planet fleeing the horrors of ISIS. Whistles for Refugees also brings whistles out to refugee camps, music is healing and the Irish tin whistle gives the opportunity for the refugees to learn and play Irish music with an instrument that is light portable, inexpensive to buy and relatively easy to learn.Sheridan Insurance are currently researching for an underwriter to provide public liability insurance for our NGO so that our volunteers are covered should they get pricked by a needle while cleaning out tents at festivals or any other risk involved in our work.Broker Kelly Crowe has been amazing at her job. From the very beginning Kelly was able to organise a quote, with my line of work and my bad luck with vehicles I am often having to rent replacement cars to make sure I get to my commissions safely and punctually. I am never 5 mins from getting my insurance transferred to keep my rental costs lower. I needed a copy of my no claims bonus to get insured on my partners camper van and this was emailed to me within 5 mins of my request, even though this was with a different firm!I also run a tour business bringing clients on adventures with sea kayaking and photography. Once again my broker was able to produce a policy that was affordable and organised with minimal fuss in minimal time.For quality, price and especially (what I believe is the most important in business) service, Sheridan insurance is second to none.I could not recommend Sheridan Insurance and my broker Kelly Crowe enough.
JP M.
JP M.
1495832320
We all hate shopping for insurance but the brokers at Sheridans do all the legwork for you and find the best deal and the cover you actually need - plus they are easy to deal with. You get assigned a broker and you can actually speak to a real human being. Great idea.
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