We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best business insurance quote.

Schedule a callback Request a quote

Business Insurance

We have access to more than 20 insurers

Freedom of choice to find the most suitable cover today.

Give us 10 minutes of your time, when it suits you, to talk to one of our brokers and get your best business insurance quote.

Schedule a callback Request a quote

Business Insurance

Business Insurance refers to a range of insurance policies that are packaged together to create customised protection for your individual business needs.

No business is without a degree of risk, but you can manage your company’s exposure to risk with the right business insurance. Business Insurance gives you peace of mind that if your business suffered a loss or damage, or someone were to take a claim against your business, that it would be protected from the cost of reinstatement, legal fees and compensation.

Business Insurance can include :

  • Public Liability
  • Professional Indemnity
  • Employment Practices Liability
  • Product Liability
  • Business Interruption
  • Directors’ and Officers’ Liability
  • Key Person Insurance
  • Medical Malpractice Insurance
  • Property Insurance
  • Commercial Vehicle Insurance.

Request a Quote

Speed up your quotation by filling in our online business insurance questionnaire. Then request a call back and we’ll have prepared everything you need to know to choose the right coverage for your needs.

Other types of business insurance we offer…

Directors’ and Officers’ Liability Insurance

Directors’ and Officers’ Liability Insurance provides cover for your company directors and key officers whose roles come with specific responsibilities. If they are found to have failed in their responsibilities during their employment, legal proceedings can be taken against them.

Directors’ and Officers’ Liability Insurance can cover claims made by shareholders, investors, employees, regulators or third parties, against your directors and key personnel for:

  • a breach of trust or duty, or failure to act in shareholders’ best interests
  • a breach of legislation
  • creditors and insolvency
  • misleading statements
  • wrongful trading.

In Ireland, company directors and officers have legal and regulatory responsibilities that, in the event of a wrongful act, can result in disqualification from their position, civil proceedings or criminal prosecution. Without the appropriate insurance in place, directors and officers may find it difficult to cover the costs of defending a claim in court, or paying any compensation that could be awarded.

Employment Practices Liability Insurance

Employment Practices Liability (EPL) protects your business from legal costs and compensation in the event an employee makes a claim for Unfair Dismissal, discrimination, bullying or constructive dismissal, to name but a few. Unlike a case where the employee was dismissed by the employer, where the onus of proof is on the employer to establish the dismissal was fair, in constructive dismissal claims the onus of proof is reversed. It is therefore required of the employee claiming they were constructively dismissed to establish that the conduct of their employer was such that they had no option but to resign their position. Consequently the employee must set out the matter fully in order to allow the employer to respond.

If an employee takes a claim against your business, EPL Insurance typically covers the following:

  • Legal costs – the cost of settling or defending disputes and claims made by employees
  • Medical bills – covers the cost of medical treatment for sick or injured employees
  • Compensation – awarded by the court to an employee with a successful claim against your business
  • A co-payment percentage of the total award may apply depending on the policy type and agreed excess.

Key Person Insurance

All businesses rely on someone who is essential to the business’s operations and success. If the business was to lose that person through illness or death, the company may be negatively impacted. Key Person Insurance protects your business in the event it loses a key member of the team with an injection of funds to help it survive in the short term while an alternative strategy is put in place.

The definition of a key person is determined by you. Fundamentally, a key person’s absence from your business will impact on your business operations and potentially the confidence of your customers, suppliers and other stakeholders. A key person could be someone who holds specific knowledge or experience that helps the business to meet essential regulatory requirements or it could be someone who is synonymous with your brand.

The amount of cover you take will depend on the impact losing the key person would have on your business. When calculating the amount of cover you need, your  broker will consider whether the key person is essential to the business’s income, the contribution they make to the business and what it would cost to replace them.


Medical Malpractice Insurance

Medical practitioners face a certain degree of risk when it comes to making decisions or providing advice that affects someone’s health. Medical Malpractice Insurance provides medical practitioners with the confidence to do what they do best, knowing that in the event of a claim, there is protection for their own business and their patients.

Medical Malpractice Insurance is a key component of a business insurance package that is designed on a case-by-case basis for medical practitioners and the type of risks they may face. It provides cover if you are found to have been negligent in your work. It also provides cover for the costs of your legal defence and any compensation that is awarded by the courts.

Tailored insurance is available for a range of medical practitioners and specialists including:

  • general practitioners
  • consultants
  • surgeons
  • radiographers
  • dentists
  • psychologists
  • psychotherapists
  • dieticians and nutritionists
  • acupuncturists
  • opticians
  • holistic therapists.

Customer Support

Claims Contact

Need to make a claim?

Emergency Numbers

Need to access emergency contact numbers?

Meet the team

Benny Sheridan


Kelley Crowe

Insurance Broker

Siobhan McPhillips

Insurance Broker

Sheridan Insurances are dedicated to helping you ensure that you have the appropriate insurance cover for your business and that is tailored to your unique needs. We have extensive knowledge of all the options available to you and can help you understand the conditions, clauses, exemptions and details of your policy. It is important to us that you know exactly what cover you are getting.

Every business is different, and your insurance should reflect your individual business needs, that is why it is important you speak to an experienced broker who will understand your business and its specific needs.

Sheridan Insurances has more than 40 years’ experience helping businesses to protect their commercial, personal income and general insurance needs. We have access to a wide selection of insurance providers that can offer you flexibility, choice and the best policy to suit your business.

Sheridan Insurances are regulated by the central bank of Ireland and you are protected at all times.

Your benefits…

Business insurance from Sheridan Insurances comes with a variety of benefits such as:

Access to an impartial choice of insurance providers
Dedicated brokers who will research the market on your behalf
Tailored and customised policies with the most suitable products for your needs
Expert advice on policy terms to help you navigate the small print

Business Insurance FAQs

We want to make sure you know exactly what business insurance from Sheridan Insurances protects you for.
Take a look at our FAQs or talk to one of our brokers.

Did you know?
  • If members of the public can enter your workplace we recommend you have public liability insurance to cover them in the event of an accident, or damage to their property. This also applies to tradesmen who are working in a public space.
    One single, unforeseen accident can have serious consequences for any business.
  • Directors and officers can be held personally liable in the event of an accident or injury at work. For example, if the Health and Safety Authority were to find negligence contributed to a workplace accident, they may hold the business’s directors personally liable. Directors and Officers Insurance reduces directors and key personnel exposure by providing cover for the cost of a legal defence and any compensation.
Top Business Insurance Tip
If you are planning to take out a new policy with a a different insurance company, it is beneficial to present a claims experience letter with a record of any claims, or in many cases proof that you have had no claims.
What's the difference between key person insurance and life insurance?
Key Person Insurance pays out an agreed lump sum to the company insured, not the individual, in the event a key person is unable to work due to death, injury or illness. Keyman insurance is a combination of life insurance and serious illness cover that provides your business with short term funding while you make alternative arrangements to cover the loss of the key person in your business.
Is key person insurance tax deductible?
Key person insurance may be an allowable expense for your business; please discuss your specific situation with your accountant to find out if this applies to your business.

How to talk to us…

We are here to help…

What our customers say...

James K.
James K.
Excellent service provided by Audrey and Brian, and done in a very friendly and helpful manner.
Scott T.
Scott T.
Excellent customer services from Stephen and everyone at this company!! 100%!
sindija S.
sindija S.
Wonderful experience.Audrey very helpful and she provide excellent customer service.
Gerry H.
Gerry H.
I recently had the privilege of dealing with Stephen in Sheridan Insurances regarding a complicated car insurance issue, (Well complicated for me). Stephen took the time to assess the situation, then spent an hour sorting through the various issues. He got me great cover at a fair price & made the experience seem so simple. All was done in a professional & friendly manner. I commend Stephen highly & the face to face interaction certainly beats the online quagmire frequently presented by most insurance companies.
Derek B.
Derek B.
Dealt with Miriam in relation to my car insurance. Pleasure to deal with and great advice when insuring the car to bear in mind if I was going to add my daughter who was starting to drive as this could have an impact on her getting cover with particular insurers. Great service and advice
Dermot B.
Dermot B.
We have worked with the Team at Sheridan Insurances for the past number of years on our Groups employees Health Insurance Scheme.Noeleen & her colleagues have provided a brilliant service giving clear and concise advice on a timely basis both to the company and on any employee queries that have arisen.
Mary S.
Mary S.
Stephen helped me out with my first car insurance policy. He was great, made the process very easy, got me a good deal and was super friendly!
Fabulous service from Siobhan and the team in Sheridan Insurances. I am a client for a number of years and the services is always the same - perfect. A customer focused team.
Jean A.
Jean A.
Excellent support, guidance and advice from the QFA, Audrey Jameson
Helen C.
Helen C.
Thank you, Miriam, at Sheridan Insurance.  Being able to discuss my home insurance needs as an Holistic Therapist was so stress free and easy with you. Your attention to detail and professional way made the whole process so smooth.  Thank you for the human touch also, in taking the time to walk me through my policy.   Highly recommending your services and supporting your local business in Navan. Co Meath. Thank you, Miriam Sheridan and Sheridan Insurance. Helen Colgan
Richard L.
Richard L.
Lifesavers – With 110% professionalism at all times, we were provided with much needed support and guidance under difficult circumstances, with a very tight deadline. Without the team in Sheridan Insurance’s diligence and effort, going the extra mile on more than one occasion, we can honestly say we wouldn’t have the secure future we can now look forward to. We would recommend Sheridan Insuances to anyone looking for any type of insurance. Hands down the best decision you'll make! Thank you Audrey, Brian and Niall. Richard & Maria Leonard
Fergal S.
Fergal S.
An absolute pleasure to deal with, there is great communicators in Sheridan insurance, Brian Flanagan is an absolute gentleman. Will definitely be in contact with Sheridan insurance in the near future.
Pauline B.
Pauline B.
Highly recommend this insurance company they have gone above and beyond to help me get my business insurance and at a great price.The staff couldn't have been any more helpful to me.Give them a call you wont be disappointed
Andrew S.
Andrew S.
I used Sheridan Insurances in Cavan today and the service was absolutely first class. They were helpful, knowledgeable, professional and polite. I can highly recommend Sheridan Insurances.
Mary R.
Mary R.
Well mannered and attended toWith ease and business done ..quickly
Eugene T.
Eugene T.
Great gang in sheridans insurance very easy to deal with.. especially Tommy Brady top man when you need one..
Pip A.
Pip A.
My name is Philip Sheridan Sides.I was buying a van on done deal when I saw the advert for Sheridan insurance. The playright Richard Brinsley Sheridan was one of my ancestors and that is where the Sheridan in my full name as we had the same name. \I rang the office for a quote and was put through to broker Kelly Crowe. My first premium was high as I had been with Dolman Insurance who specialise in Camper vans and my no claims on the camper van was not able to transfer. This is something I believe the insurance industry should change as it is unfair on camper van drivers who like myself at the tie use the vehicle as their only method of transport.This was seven years ago. I am a very busy free lance photographer, musician and I run an NGO called Whistles for Refugees.The NGO collects unwanted tents and sleeping bags at festivals, thus saving them from landfill thus turning this landfill into aid for the most vulnerable people on this planet fleeing the horrors of ISIS. Whistles for Refugees also brings whistles out to refugee camps, music is healing and the Irish tin whistle gives the opportunity for the refugees to learn and play Irish music with an instrument that is light portable, inexpensive to buy and relatively easy to learn.Sheridan Insurance are currently researching for an underwriter to provide public liability insurance for our NGO so that our volunteers are covered should they get pricked by a needle while cleaning out tents at festivals or any other risk involved in our work.Broker Kelly Crowe has been amazing at her job. From the very beginning Kelly was able to organise a quote, with my line of work and my bad luck with vehicles I am often having to rent replacement cars to make sure I get to my commissions safely and punctually. I am never 5 mins from getting my insurance transferred to keep my rental costs lower. I needed a copy of my no claims bonus to get insured on my partners camper van and this was emailed to me within 5 mins of my request, even though this was with a different firm!I also run a tour business bringing clients on adventures with sea kayaking and photography. Once again my broker was able to produce a policy that was affordable and organised with minimal fuss in minimal time.For quality, price and especially (what I believe is the most important in business) service, Sheridan insurance is second to none.I could not recommend Sheridan Insurance and my broker Kelly Crowe enough.
We all hate shopping for insurance but the brokers at Sheridans do all the legwork for you and find the best deal and the cover you actually need - plus they are easy to deal with. You get assigned a broker and you can actually speak to a real human being. Great idea.
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